View Don’t let summer slow you down

Don’t let summer slow you down

Summer is here, the sun is out, and employees are making the most of the weather to get in valuable holiday time. But don’t let this precious time go to waste: just because employees aren’t present, it does not mean business has to slow down, nor does it necessarily mean skillsets are unavailable. EFM –…

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View Rejected SME Loans To Be Referred

Rejected SME Loans To Be Referred

This autumn, new legislation will be introduced to force British banks to refer customers to alternative lenders. Under the new rules, banks that reject loan applications from SMEs (small and medium sized businesses) will be forced to refer these companies to challenger banks and alternative lenders. It is hoped that this will increase SME lending…

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View Auto Enrolment – Be Prepared

Auto Enrolment – Be Prepared

When auto-enrolment was first introduced, only the largest companies were initially affected as their automatic enrolment duties first came into force due to earlier staging dates. However, the wait is almost over for many small and medium sized businesses. Auto enrolment is the law that requires employers to automatically enrol jobholders into a qualifying workplace…

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View EFM Associates: North West get-together

EFM Associates: North West get-together

EFM are proud to announce that associate Steve Clough, in addition to his portfolio FD business assisting SMEs in the North West of England to grow and thrive, has agreed to take on the more formal role of North West Area Director, with the goal of developing the region as a hub of EFM activity….

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View Are ever-increasing costs damaging your profits?

Are ever-increasing costs damaging your profits?

After three years of unabated cost cutting, how can we continue to maintain the profits within our business, whilst ensuring that our suppliers maintain their own position of generating profits to stay in business? The importance here is to focus on obtaining value from suppliers rather than just targeting lowest cost. Reducing costs is not…

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View EFM Associates: sales coaching

EFM Associates: sales coaching

EFM Associates benefit from a range of back-office and commercial support. This support is critical to the early success of their newly established portfolio finance director businesses (operating under the EFM brand) and to their ongoing profitable growth and efficient operations. One critical element of Associates on-boarding process includes a two-day coaching session with sales…

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View Your £2000 Employment Allowance – Don’t miss out!

Your £2000 Employment Allowance – Don’t miss out!

Almost every employer is entitled to an annual ‘employment allowance’ of up to £2,000 to reduce their liability for employer’s Class 1 Employer National Insurance Contributions (NICs). This Employment Allowance is a reduction in contributions of up to £2,000 per year, designed to assist small business owners who employ staff.  This has been available since…

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View Diary of a Finance Director

Diary of a Finance Director

The week of a finance director… an occasional series of diary entries from the EFM associates network. EFM Associates are portfolio finance directors and finance controllers who deliver finance expertise to several business clients on a part-time basis. The article below reveals a portfolio career in the week of an EFM associate. Monday My week…

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View Is summer damaging your business?

Is summer damaging your business?

Summer is upon us, the sun is out and people are on their well earned summer holidays. But with so many staff members taking time off, it is a good time to reassess the efficiency of your business. Employment is the traditional and time-proven way of getting a job done but the summer holidays just…

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